Estonian adventurer Taavet Hinrikus is transforming the financial industry by creating money without borders: “If banks had been thinking how to give customers a quick, cheap way of transferring money, they could have done it a long time ago. But there’s something in the water that they’re drinking that’s preventing them from doing it.”

After starting Skype, he created TransferWise to help money flow more freely. “We don’t actually need the bank at all, because we can be a bit smarter.”

Watch ► We went to Taavet’s Shoreditch space in London to play ping pong with currency.

Video produced by Atlas of the Future for Project Breakthrough (United Nations Global Compact/ Volans). Check out our other breakthrough videos here.